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American State Bank
We offer a variety of loan options to choose from with easy to understand explanations of each program. Find a program for you.

Free Pre-approvals
American State Bank offers free pre-approvals so you can shop for your home knowing you can afford the mortgage. Get pre-approved today!

Rate Watch Service
Sign up for Rate Watch service to get e-mail notification when interest rates meet your target, or have rates e-mailed to you daily, weekly or monthly.

Personal Assistance
Contact a mortgage professional at 712-722-4846 or e-mail to get your questions answered or ask for advice.


How much would my monthly payment be?

How much can I save with a 15 year mortgage?

Can I save money by refinancing now?

Should I buy a home or continue to rent?

Does it make sense to pay points to get a lower rate?

Today's Low Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.321%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.097%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.335%  0.000%

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NMLS Registry Number - 403450